Kinsale Capital Group Inc (KNSL)

NYSE · Financial · Insurance - Property & Casualty · USA

Kinsale Capital Group Inc is a mid cap company (market value between $2 billion and $10 billion) in the Insurance - Property & Casualty industry.

Kinsale Capital Group is a property and casualty insurance company that writes insurance for hard-to-place risks in the excess and surplus lines market throughout the United States. The company distributes its coverages through independent insurance brokers, offering both commercial and personal insurance products such as high-value homeowners coverage.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Kinsale Capital Group Inc stock.

Our verdict on KNSL

Overvalued: intrinsic value $284.37 per share, market price $365.59, margin of safety -28.6% (as of 2026-10-19).

Book value at 2.50x, the multiple a 30.3% return on equity justifies, blended with earnings, values the shares at $284.37; the price of $365.59 is 29% above that value.

Leak Score: 67/100 on 10 of 12 signals (Faint Leak).

ETFs with the most weight in KNSL

17 more funds hold it; the full list is part of the paid plan.

More on KNSL

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Cheaper than KNSL in Insurance - Property & Casualty

28 more in this industry show a wider margin of safety.

Is KNSL undervalued or overvalued?

KNSL is overvalued (as of the 2026-10-19 close). Book value at 2.50x, the multiple a 30.3% return on equity justifies, blended with earnings, values the shares at $284.37; the price of $365.59 is 29% above that value.

What is the intrinsic value of KNSL?

$284.37 per share (as of the 2026-10-19 close), against a market price of $365.59. That is a margin of safety of -28.6%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Kinsale Capital Group Inc's Leak Score?

67 out of 100, which we rate "Faint Leak", on 10 of 12 value investing signals.