NYSE · Financial · Insurance - Property & Casualty · USA
Kemper Corp is a small cap company (market value between $300 million and $2 billion) in the Insurance - Property & Casualty industry.
Kemper is an insurance holding company offering personal and commercial automobile insurance through its Specialty Property & Casualty Insurance segment to consumers in targeted markets, primarily through independent agents and brokers. The company also provides life insurance and fire/contents protection through its Life Insurance segment. Kemper operates solely in the United States.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Kemper Corp stock.
Slightly undervalued: intrinsic value $37.22 per share, market price $29.95, margin of safety 19.5% (as of 2026-10-19).
Book value and earnings at sector multiples values the shares at $37.22; the price of $29.95 is 20% below that value.
Leak Score: 74/100 on 10 of 12 signals (Clear Leak).
17 more funds hold it; the full list is part of the paid plan.
All 45 Insurance - Property & Casualty stocks
13 more in this industry show a wider margin of safety.
KMPR is slightly undervalued (as of the 2026-10-19 close). Book value and earnings at sector multiples values the shares at $37.22; the price of $29.95 is 20% below that value.
$37.22 per share (as of the 2026-10-19 close), against a market price of $29.95. That is a margin of safety of 19.5%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
74 out of 100, which we rate "Clear Leak", on 10 of 12 value investing signals.