LoanDepot Inc vs Onity Group Inc

We do not publish a verdict for LoanDepot Inc (LDI) and we do not publish a verdict for Onity Group Inc (ONIT).

We do not publish an intrinsic value for either company, so the two cannot be ranked on price.

Values as of the 22 Sept 2026 close.

LoanDepot Inc (LDI)

We do not publish a value for this company: its projected cash flows are negative in every year, including the terminal one.

Leak Score 30/100 on 2 of 12 signals

Onity Group Inc (ONIT)

Discounting its cash flows would put the shares at $175.47: 5 times the price of $32.05. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.

Leak Score 41/100 on 3 of 12 signals

MetricLDIONIT
VerdictNot valuedNo reliable verdict
Price$0.73$32.05
Leak Score30/100 (2/12)41/100 (3/12)
Market cap$247M$268M
Revenue growth, 5 years-23.3%3.4%
Operating margin17.4%30.9%
Net margin-5.5%11.4%
Return on equity-29.3%23.8%
Debt to equity22.9316.44
P/E2.0x
Forward P/E14.6x5.1x
P/B0.8x0.4x

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