Yiren Digital Ltd ADR (YRD)

NYSE · Financial · Credit Services · China

Yiren Digital Ltd ADR is a micro cap company (market value under $300 million) in the Credit Services industry.

Intrinsic value, DCF valuation, financial health and value investing analysis for the Yiren Digital Ltd ADR stock.

Our verdict on YRD

Not valued: We cannot value this company yet.

We do not publish a value for this company: there is no balance sheet on file to value what it owns.

Leak Score: 60/100 on 10 of 12 signals (Faint Leak).

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• Stocks in China
• Financial stocks in China

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All 53 Credit Services stocks

Cheaper than YRD in Credit Services

• Western Union Company (WU): undervalued, 76% margin of safety
• Encore Capital Group Inc (ECPG): undervalued, 72% margin of safety
• Enova International Inc (ENVA): undervalued, 70% margin of safety
• Navient Holdings Inc (NAVI): undervalued, 70% margin of safety
• Green Dot Corp (GDOT): undervalued, 65% margin of safety
• OppFi Inc (OPFI): undervalued, 60% margin of safety

25 more in this industry show a wider margin of safety.

Is YRD undervalued or overvalued?

We do not publish a verdict on YRD yet. We are missing a figure this valuation depends on. We would rather say so than show a number built on a guess.

What is the intrinsic value of YRD?

We do not publish one (as of the 2026-10-30 close). We are missing a figure this valuation depends on. We would rather say so than show a number built on a guess.

What is Yiren Digital Ltd ADR's Leak Score?

60 out of 100, which we rate "Faint Leak", on 10 of 12 value investing signals.