Zhibao Technology Inc (ZBAO)

NASD · Financial · Insurance Brokers · China

Zhibao Technology Inc is a micro cap company (market value under $300 million) in the Insurance Brokers industry.

Intrinsic value, DCF valuation, financial health and value investing analysis for the Zhibao Technology Inc stock.

Our verdict on ZBAO

No reliable verdict: intrinsic value $4.31 per share, market price $0.26 (as of 2026-10-30).

Its book value and its earnings, at the multiples we apply to lenders and insurers, would put the shares at $4.31: 17 times the price of $0.26. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.

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Is ZBAO undervalued or overvalued?

We do not publish a verdict on ZBAO. Its book value and its earnings, at the multiples we apply to lenders and insurers, would put the shares at $4.31: 17 times the price of $0.26. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.

What is the intrinsic value of ZBAO?

We do not publish one (as of the 2026-10-30 close). Its book value and its earnings, at the multiples we apply to lenders and insurers, would put the shares at $4.31: 17 times the price of $0.26. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.