NASD · Financial · Insurance Brokers · USA
Erie Indemnity Co is a large cap company (market value between $10 billion and $200 billion) in the Insurance Brokers industry.
Erie Indemnity Company serves as attorney-in-fact for the Erie Insurance Exchange, a reciprocal property and casualty insurer. The company performs policy issuance and renewal services, claims handling, and investment management for the Exchange and its subsidiaries. Its revenue derives primarily from management fees calculated as a percentage of premiums written by the Exchange.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Erie Indemnity Co stock.
Overvalued: intrinsic value $145.09 per share, market price $261.39, margin of safety -80.2% (as of 2026-10-30).
Book value at 2.50x, the multiple a 23.7% return on equity justifies, blended with earnings, values the shares at $145.09; the price of $261.39 is 80% above that value.
Leak Score: 67/100 on 9 of 12 signals (Faint Leak).
17 more funds hold it; the full list is part of the paid plan.
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ERIE is overvalued (as of the 2026-10-30 close). Book value at 2.50x, the multiple a 23.7% return on equity justifies, blended with earnings, values the shares at $145.09; the price of $261.39 is 80% above that value.
$145.09 per share (as of the 2026-10-30 close), against a market price of $261.39. That is a margin of safety of -80.2%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
67 out of 100, which we rate "Faint Leak", on 9 of 12 value investing signals.