LoanDepot Inc vs Rocket Companies Inc

We do not publish a verdict for LoanDepot Inc (LDI) and Rocket Companies Inc (RKT) is overvalued.

We publish an intrinsic value for RKT but not for LDI, so the two cannot be ranked on price.

Values as of the 22 Sept 2026 close.

LoanDepot Inc (LDI)

We do not publish a value for this company: its projected cash flows are negative in every year, including the terminal one.

Leak Score 30/100 on 2 of 12 signals

Rocket Companies Inc (RKT)

Discounting its cash flows at 12.3% (average of 2 methods) values the shares at $3.53; the price of $12.74 is 261% above that value, and 62% of that value comes from beyond year five.

Leak Score 15/100 on 5 of 12 signals

MetricLDIRKT
VerdictNot valuedOvervalued
Price$0.73$12.74
Intrinsic value$3.53
Margin of safety-261%
Leak Score30/100 (2/12)15/100 (5/12)
Market cap$247M$36.1B
Revenue growth, 5 years-23.3%-14.6%
Operating margin17.4%24.4%
Net margin-5.5%4.9%
Return on equity-29.3%3.0%
Debt to equity22.931.41
P/E84.8x
Forward P/E14.6x14.8x
P/B0.8x1.5x

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