NYSE · Healthcare · Healthcare Plans · USA
Unitedhealth Group Inc is a mega cap company (market value over $200 billion) in the Healthcare Plans industry.
UnitedHealth Group is a health care company operating through two businesses: Optum and UnitedHealthcare. Optum provides health services, including patient care, data analytics, consulting, and pharmacy services to patients, providers, payers, employers and life sciences organizations. UnitedHealthcare offers health benefits plans for employers, individuals, Medicare-eligible seniors and economically disadvantaged consumers.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Unitedhealth Group Inc stock.
Fairly valued: intrinsic value $404.62 per share, market price $406.88, margin of safety -0.6% (as of 2026-10-19).
Discounting its cash flows at 7.8% (average of 3 methods) values the shares at $404.62; the price of $406.88 is 1% above that value, and 80% of that value comes from beyond year five.
Leak Score: 42/100 on 12 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
All 11 Healthcare Plans stocks
UNH is fairly valued (as of the 2026-10-19 close). Discounting its cash flows at 7.8% (average of 3 methods) values the shares at $404.62; the price of $406.88 is 1% above that value, and 80% of that value comes from beyond year five.
$404.62 per share (as of the 2026-10-19 close), against a market price of $406.88. That is a margin of safety of -0.6%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
The price asks for roughly the growth the company has already delivered. No miracle needed, no discount either. Yearly sales growth the price needs: 12.0%. Yearly sales growth it has sustained: 11.8%.
42 out of 100, which we rate "On Watch", on 12 of 12 value investing signals.