We do not publish a verdict for Oscar Health Inc (OSCR) and Unitedhealth Group Inc (UNH) is slightly undervalued.
We publish an intrinsic value for UNH but not for OSCR, so the two cannot be ranked on price.
Values as of the 22 Sept 2026 close.
We do not publish a value for this company: we do not know how much cash it holds.
Leak Score 59/100 on 3 of 12 signals
Discounting its cash flows at 8.4% (average of 3 methods) values the shares at $440.71; the price of $372.95 is 15% below that value, and 78% of that value comes from beyond year five.
Leak Score 54/100 on 10 of 12 signals
| Metric | OSCR | UNH |
|---|---|---|
| Verdict | Not valued | Slightly undervalued |
| Price | $30.67 | $372.95 |
| Intrinsic value | — | $440.71 |
| Margin of safety | — | +15% |
| Leak Score | 59/100 (3/12) | 54/100 (10/12) |
| Market cap | $9.5B | $334.8B |
| Revenue growth, 5 years | 90.8% | 11.7% |
| Operating margin | 4.1% | 4.8% |
| Net margin | 3.6% | 3.1% |
| Return on equity | 34.3% | 14.6% |
| Debt to equity | 0.21 | 0.74 |
| P/E | 22.4x | 24.0x |
| Forward P/E | 13.1x | 16.6x |
| P/B | 4.6x | 3.4x |
| Dividend yield | — | 2.4% |