NASD · Financial · Credit Services · USA
SLM Corp is a mid cap company (market value between $2 billion and $10 billion) in the Credit Services industry.
SLM Corp, known as Sallie Mae, originates and services private student loans for students and families. The company offers various loan products, including the Smart Option Student Loan and specialized loans for graduate programs, along with deposit products through its subsidiary Sallie Mae Bank.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the SLM Corp stock.
Undervalued: intrinsic value $36.21 per share, market price $21.57, margin of safety 40.4% (as of 2026-10-19).
Book value at 2.50x, the multiple a 30.3% return on equity justifies, blended with earnings, values the shares at $36.21; the price of $21.57 is 40% below that value.
Leak Score: 74/100 on 10 of 12 signals (Clear Leak).
17 more funds hold it; the full list is part of the paid plan.
4 more in this industry show a wider margin of safety.
SLM is undervalued (as of the 2026-10-19 close). Book value at 2.50x, the multiple a 30.3% return on equity justifies, blended with earnings, values the shares at $36.21; the price of $21.57 is 40% below that value.
$36.21 per share (as of the 2026-10-19 close), against a market price of $21.57. That is a margin of safety of 40.4%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
74 out of 100, which we rate "Clear Leak", on 10 of 12 value investing signals.