H&R Block Inc (HRB)

NYSE · Consumer Cyclical · Personal Services · USA

H&R Block Inc is a mid cap company (market value between $2 billion and $10 billion) in the Personal Services industry.

H&R Block provides tax preparation services through assisted and do-it-yourself options via retail offices, online platforms, and mobile applications in the United States, Canada, and Australia. The company also offers financial products including debit cards and identity protection, along with small business solutions through Block Advisors and Wave.

From its FY2026 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the H&R Block Inc stock.

Our verdict on HRB

Undervalued: intrinsic value $108.71 per share, market price $47.37, margin of safety 56.4% (as of 2026-10-19).

Discounting its cash flows at 7.5% (average of 3 methods) values the shares at $108.71; the price of $47.37 is 56% below that value, and 81% of that value comes from beyond year five.

Leak Score: 91/100 on 11 of 12 signals (Major Leak).

ETFs with the most weight in HRB

17 more funds hold it; the full list is part of the paid plan.

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Is HRB undervalued or overvalued?

HRB is undervalued (as of the 2026-10-19 close). Discounting its cash flows at 7.5% (average of 3 methods) values the shares at $108.71; the price of $47.37 is 56% below that value, and 81% of that value comes from beyond year five.

What is the intrinsic value of HRB?

$108.71 per share (as of the 2026-10-19 close), against a market price of $47.37. That is a margin of safety of 56.4%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is H&R Block Inc's Leak Score?

91 out of 100, which we rate "Major Leak", on 11 of 12 value investing signals.