Frontdoor Inc (FTDR) is slightly overvalued and H&R Block Inc (HRB) is undervalued.
Against our estimates of intrinsic value, HRB trades at the wider discount: a margin of safety of +58%, against -17% for FTDR.
Values as of the 22 Sept 2026 close.
Discounting its cash flows at 10.7% (average of 3 methods) values the shares at $66.20; the price of $77.19 is 17% above that value, and 71% of that value comes from beyond year five.
Leak Score 59/100 on 3 of 12 signals
Discounting its cash flows at 7.1% (average of 3 methods) values the shares at $101.68; the price of $42.86 is 58% below that value, and 83% of that value comes from beyond year five.
Leak Score 100/100 on 3 of 12 signals
| Metric | FTDR | HRB |
|---|---|---|
| Verdict | Slightly overvalued | Undervalued |
| Price | $77.19 | $42.86 |
| Intrinsic value | $66.20 | $101.68 |
| Margin of safety | -17% | +58% |
| Leak Score | 59/100 (3/12) | 100/100 (3/12) |
| Market cap | $5.3B | $5.3B |
| Revenue growth, 5 years | 7.3% | 2.9% |
| Operating margin | 20.1% | 23.9% |
| Net margin | 12.8% | 18.4% |
| Return on equity | 101.9% | 707.5% |
| Debt to equity | 4.15 | 17.89 |
| P/E | 20.4x | 7.5x |
| Forward P/E | 14.9x | 6.2x |
| P/B | 18.8x | 45.3x |
| Dividend yield | — | 4.3% |