Globe Life Inc (GL)

NYSE · Financial · Insurance - Life · USA

Globe Life Inc is a large cap company (market value between $10 billion and $200 billion) in the Insurance - Life industry.

Globe Life is an insurance holding company that offers life and supplemental health insurance products through its subsidiaries. The company distributes individual life coverage, Medicare Supplement plans, and limited-benefit health insurance to consumers and working families via direct mail, independent agents, and worksite channels across the United States, Canada, and New Zealand.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Globe Life Inc stock.

Our verdict on GL

Slightly undervalued: intrinsic value $205.28 per share, market price $167.85, margin of safety 18.2% (as of 2026-10-19).

Book value at 2.50x, the multiple a 20.9% return on equity justifies, blended with earnings, values the shares at $205.28; the price of $167.85 is 18% below that value.

Leak Score: 76/100 on 11 of 12 signals (Clear Leak).

ETFs with the most weight in GL

17 more funds hold it; the full list is part of the paid plan.

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Is GL undervalued or overvalued?

GL is slightly undervalued (as of the 2026-10-19 close). Book value at 2.50x, the multiple a 20.9% return on equity justifies, blended with earnings, values the shares at $205.28; the price of $167.85 is 18% below that value.

What is the intrinsic value of GL?

$205.28 per share (as of the 2026-10-19 close), against a market price of $167.85. That is a margin of safety of 18.2%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Globe Life Inc's Leak Score?

76 out of 100, which we rate "Clear Leak", on 11 of 12 value investing signals.