Globe Life Inc (GL) is slightly undervalued and Prudential Financial Inc (PRU) is slightly undervalued.
Against our estimates of intrinsic value, PRU trades at the wider discount: a margin of safety of +19%, against +17% for GL.
Values as of the 22 Sept 2026 close.
Book value at 2.50x, the multiple a 20.9% return on equity justifies, blended with earnings, values the shares at $205.28; the price of $169.43 is 17% below that value.
Leak Score 81/100 on 3 of 12 signals
Book value at 1.49x, the multiple a 12.6% return on equity justifies, blended with earnings, values the shares at $145.56; the price of $117.66 is 19% below that value.
Leak Score 43/100 on 8 of 12 signals
| Metric | GL | PRU |
|---|---|---|
| Verdict | Slightly undervalued | Slightly undervalued |
| Price | $169.43 | $117.66 |
| Intrinsic value | $205.28 | $145.56 |
| Margin of safety | +17% | +19% |
| Leak Score | 81/100 (3/12) | 43/100 (8/12) |
| Market cap | $13.0B | $40.6B |
| Revenue growth, 5 years | 4.8% | 1.3% |
| Operating margin | 26.9% | 7.6% |
| Net margin | 19.6% | 6.0% |
| Return on equity | 20.9% | 12.6% |
| Debt to equity | 0.48 | 1.10 |
| P/E | 11.3x | 10.7x |
| Forward P/E | 10.3x | 7.9x |
| P/B | 2.1x | 1.3x |
| Dividend yield | 0.7% | 4.8% |