NASD · Financial · Credit Services · USA
FirstCash Holdings Inc is a mid cap company (market value between $2 billion and $10 billion) in the Credit Services industry.
FirstCash Holdings operates pawn stores across the United States, Latin America, and the United Kingdom, providing collateralized loans and selling pre-owned merchandise such as jewelry, electronics, and tools. The company also operates a retail point-of-sale payment solutions business through American First Finance. Its pawn stores serve unbanked and credit-constrained customers seeking short-term secured loans and retail shoppers purchasing second-hand goods.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the FirstCash Holdings Inc stock.
Fairly valued: intrinsic value $214.74 per share, market price $214.92, margin of safety -0.1% (as of 2026-10-19).
Discounting its cash flows at 7.8% (average of 3 methods) values the shares at $214.74; the price of $214.92 sits right on that value, and 80% of that value comes from beyond year five.
Leak Score: 47/100 on 11 of 12 signals (On Watch).
17 more funds hold it; the full list is part of the paid plan.
17 more in this industry show a wider margin of safety.
FCFS is fairly valued (as of the 2026-10-19 close). Discounting its cash flows at 7.8% (average of 3 methods) values the shares at $214.74; the price of $214.92 sits right on that value, and 80% of that value comes from beyond year five.
$214.74 per share (as of the 2026-10-19 close), against a market price of $214.92. That is a margin of safety of -0.1%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
47 out of 100, which we rate "On Watch", on 11 of 12 value investing signals.