NYSE · Financial · Insurance - Specialty · Bermuda
Essent Group Ltd is a mid cap company (market value between $2 billion and $10 billion) in the Insurance - Specialty industry.
Essent Group Ltd provides private mortgage insurance covering residential mortgages in the United States through Essent Guaranty, serving lenders, borrowers and investors. The company also operates a reinsurance division through Essent Re that covers mortgage exposure in the secondary market, and offers title insurance and settlement services.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Essent Group Ltd stock.
Undervalued: intrinsic value $96.77 per share, market price $65.84, margin of safety 32.0% (as of 2026-10-20).
Book value at 1.48x, the multiple a 12.0% return on equity justifies, blended with earnings, values the shares at $96.77; the price of $65.84 is 32% below that value.
Leak Score: 86/100 on 10 of 12 signals (Strong Leak).
17 more funds hold it; the full list is part of the paid plan.
All 15 Insurance - Specialty stocks
ESNT is undervalued (as of the 2026-10-20 close). Book value at 1.48x, the multiple a 12.0% return on equity justifies, blended with earnings, values the shares at $96.77; the price of $65.84 is 32% below that value.
$96.77 per share (as of the 2026-10-20 close), against a market price of $65.84. That is a margin of safety of 32.0%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
86 out of 100, which we rate "Strong Leak", on 10 of 12 value investing signals.