Fidelity National Financial Inc (FNF)

NYSE · Financial · Insurance - Specialty · USA

Fidelity National Financial Inc is a large cap company (market value between $10 billion and $200 billion) in the Insurance - Specialty industry.

Fidelity National Financial provides title insurance, escrow and related title services to the real estate and mortgage industries through its title insurance underwriters. The company also offers transaction services for mortgage production and management via its ServiceLink subsidiary, and retains ownership of F&G, which provides annuity and life insurance products to retail and institutional clients.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Fidelity National Financial Inc stock.

Our verdict on FNF

Slightly overvalued: intrinsic value $34.38 per share, market price $40.51, margin of safety -17.8% (as of 2026-10-30).

Book value at 1.03x, the multiple a 10.1% return on equity justifies, blended with earnings, values the shares at $34.38; the price of $40.51 is 18% above that value.

Leak Score: 49/100 on 10 of 12 signals (On Watch).

ETFs with the most weight in FNF

17 more funds hold it; the full list is part of the paid plan.

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Cheaper than FNF in Insurance - Specialty

6 more in this industry show a wider margin of safety.

Is FNF undervalued or overvalued?

FNF is slightly overvalued (as of the 2026-10-30 close). Book value at 1.03x, the multiple a 10.1% return on equity justifies, blended with earnings, values the shares at $34.38; the price of $40.51 is 18% above that value.

What is the intrinsic value of FNF?

$34.38 per share (as of the 2026-10-30 close), against a market price of $40.51. That is a margin of safety of -17.8%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Fidelity National Financial Inc's Leak Score?

49 out of 100, which we rate "On Watch", on 10 of 12 value investing signals.