Brown & Brown Inc (BRO)

NYSE · Financial · Insurance Brokers · USA

Brown & Brown Inc is a large cap company (market value between $10 billion and $200 billion) in the Insurance Brokers industry.

Brown & Brown is a diversified insurance agency and wholesale brokerage that markets and sells property, casualty, and employee benefits insurance products. The company operates through Retail and Specialty Distribution segments, providing coverage to commercial, public, and individual customers, along with programs and specialty solutions through locations across the United States and international markets.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Brown & Brown Inc stock.

Our verdict on BRO

Overvalued: intrinsic value $46.55 per share, market price $69.22, margin of safety -48.7% (as of 2026-10-19).

Book value at 1.28x, the multiple a 9.8% return on equity justifies, blended with earnings, values the shares at $46.55; the price of $69.22 is 49% above that value.

Leak Score: 36/100 on 11 of 12 signals (On Watch).

ETFs with the most weight in BRO

17 more funds hold it; the full list is part of the paid plan.

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Is BRO undervalued or overvalued?

BRO is overvalued (as of the 2026-10-19 close). Book value at 1.28x, the multiple a 9.8% return on equity justifies, blended with earnings, values the shares at $46.55; the price of $69.22 is 49% above that value.

What is the intrinsic value of BRO?

$46.55 per share (as of the 2026-10-19 close), against a market price of $69.22. That is a margin of safety of -48.7%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Brown & Brown Inc's Leak Score?

36 out of 100, which we rate "On Watch", on 11 of 12 value investing signals.