Enact Holdings Inc (ACT)

NASD · Financial · Insurance - Specialty · USA

Enact Holdings Inc is a mid cap company (market value between $2 billion and $10 billion) in the Insurance - Specialty industry.

Enact Holdings is a private mortgage insurance company that writes residential mortgage guaranty insurance covering portions of unpaid principal on low down payment loans. It serves mortgage originators nationwide, including national banks, non-bank lenders, community banks and credit unions, facilitating secondary market sales.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Enact Holdings Inc stock.

Our verdict on ACT

Undervalued: intrinsic value $70.21 per share, market price $46.85, margin of safety 33.3% (as of 2026-10-20).

Book value at 1.90x, the multiple a 12.9% return on equity justifies, blended with earnings, values the shares at $70.21; the price of $46.85 is 33% below that value.

Leak Score: 78/100 on 9 of 12 signals (Clear Leak).

ETFs with the most weight in ACT

17 more funds hold it; the full list is part of the paid plan.

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Is ACT undervalued or overvalued?

ACT is undervalued (as of the 2026-10-20 close). Book value at 1.90x, the multiple a 12.9% return on equity justifies, blended with earnings, values the shares at $70.21; the price of $46.85 is 33% below that value.

What is the intrinsic value of ACT?

$70.21 per share (as of the 2026-10-20 close), against a market price of $46.85. That is a margin of safety of 33.3%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Enact Holdings Inc's Leak Score?

78 out of 100, which we rate "Clear Leak", on 9 of 12 value investing signals.