Voya Financial Inc (VOYA)

NYSE · Financial · Financial Conglomerates · USA

Voya Financial Inc is a mid cap company (market value between $2 billion and $10 billion) in the Financial Conglomerates industry.

Voya Financial provides workplace retirement solutions, wealth services, and benefits administration to U.S. employers and their employees. The company operates an international asset management business managing fixed income and equity products for institutional and retail clients globally. Voya operates benefits administration platforms serving employers across the country.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Voya Financial Inc stock.

Our verdict on VOYA

Undervalued: intrinsic value $175.80 per share, market price $98.05, margin of safety 44.2% (as of 2026-10-30).

Discounting its cash flows at 8.9% (average of 3 methods) values the shares at $175.80; the price of $98.05 is 44% below that value, and 77% of that value comes from beyond year five.

Leak Score: 64/100 on 11 of 12 signals (Faint Leak).

ETFs with the most weight in VOYA

17 more funds hold it; the full list is part of the paid plan.

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Peers in Financial Conglomerates

Is VOYA undervalued or overvalued?

VOYA is undervalued (as of the 2026-10-30 close). Discounting its cash flows at 8.9% (average of 3 methods) values the shares at $175.80; the price of $98.05 is 44% below that value, and 77% of that value comes from beyond year five.

What is the intrinsic value of VOYA?

$175.80 per share (as of the 2026-10-30 close), against a market price of $98.05. That is a margin of safety of 44.2%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Voya Financial Inc's Leak Score?

64 out of 100, which we rate "Faint Leak", on 11 of 12 value investing signals.