ING Groep NV ADR (ING)

NYSE · Financial · Banks - Diversified · Netherlands

ING Groep NV ADR is a large cap company (market value between $10 billion and $200 billion) in the Banks - Diversified industry.

Intrinsic value, DCF valuation, financial health and value investing analysis for the ING Groep NV ADR stock.

Our verdict on ING

Fairly valued: intrinsic value $32.33 per share, market price $31.46, margin of safety 2.7% (as of 2026-10-30).

Book value at 1.60x, the multiple a 13.7% return on equity justifies, blended with earnings, values the shares at $32.33; the price of $31.46 is 3% below that value.

Leak Score: 31/100 on 10 of 12 signals (On Watch).

ETFs with the most weight in ING

• First Trust Small Cap BuyWrite Income ETF (FTKI): 0.3% of the fund
• First Trust BuyWrite Income ETF (FTHI): 0.3% of the fund
• T. Rowe Price Active Core U.S. Equity ETF (TACU): 0.0% of the fund

1 more funds hold it; the full list is part of the paid plan.

Browse

• Stocks in Netherlands

Peers in Banks - Diversified

• JPMorgan Chase & Co (JPM)
• Bank Of America Corp (BAC)
• HSBC Holdings plc ADR (HSBC)
• Royal Bank Of Canada (RY)
• Wells Fargo & Co (WFC)
• Mitsubishi UFJ Financial Group Inc ADR (MUFG)
• Toronto Dominion Bank (TD)
• Citigroup Inc (C)

All 20 Banks - Diversified stocks

Cheaper than ING in Banks - Diversified

• Barclays plc ADR (BCS): undervalued, 29% margin of safety
• Banco Santander SA ADR (SAN): undervalued, 24% margin of safety
• Forbright Inc (FRBT): undervalued, 23% margin of safety
• Bank of N T Butterfield & Son Ltd (NTB): slightly undervalued, 19% margin of safety
• Banco Bilbao Vizcaya Argentaria SA ADR (BBVA): slightly undervalued, 18% margin of safety
• HSBC Holdings plc ADR (HSBC): slightly undervalued, 17% margin of safety

Is ING undervalued or overvalued?

ING is fairly valued (as of the 2026-10-30 close). Book value at 1.60x, the multiple a 13.7% return on equity justifies, blended with earnings, values the shares at $32.33; the price of $31.46 is 3% below that value.

What is the intrinsic value of ING?

$32.33 per share (as of the 2026-10-30 close), against a market price of $31.46. That is a margin of safety of 2.7%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What return is priced into ING stock?

The price needs roughly the return the bank already earns. Return on equity the price needs: 13.5%. Return on equity it earns: 13.7%.

What is ING Groep NV ADR's Leak Score?

31 out of 100, which we rate "On Watch", on 10 of 12 value investing signals.