LexinFintech Holdings Ltd ADR (LX)

NASD · Financial · Credit Services · China

LexinFintech Holdings Ltd ADR is a micro cap company (market value under $300 million) in the Credit Services industry.

Intrinsic value, DCF valuation, financial health and value investing analysis for the LexinFintech Holdings Ltd ADR stock.

Our verdict on LX

No reliable verdict: intrinsic value $22.83 per share, market price $0.61 (as of 2026-10-30).

Discounting its cash flows would put the shares at $22.83: 37 times the price of $0.61. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.

Leak Score: 80/100 on 9 of 12 signals (Strong Leak).

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Is LX undervalued or overvalued?

We do not publish a verdict on LX. Discounting its cash flows would put the shares at $22.83: 37 times the price of $0.61. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.

What is the intrinsic value of LX?

We do not publish one (as of the 2026-10-30 close). Discounting its cash flows would put the shares at $22.83: 37 times the price of $0.61. A gap that size says more about a model than about the market. It usually means heavy debt, where a small error in the value of the business becomes a large one in the value of the shares, or a business our method does not describe. We do not publish a verdict on this one.

What is LexinFintech Holdings Ltd ADR's Leak Score?

80 out of 100, which we rate "Strong Leak", on 9 of 12 value investing signals.