Saia Inc (SAIA) is overvalued and Schneider National Inc (SNDR) is overvalued.
Both trade above our estimate of their intrinsic value. SAIA is the closer of the two: -99%, against -238% for SNDR.
Values as of the 22 Sept 2026 close.
Discounting its cash flows at 13.9% (average of 3 methods) values the shares at $174.70; the price of $348.38 is 99% above that value, and 62% of that value comes from beyond year five.
Leak Score 27/100 on 3 of 12 signals
Discounting its cash flows at 10.4% (average of 3 methods) values the shares at $9.61; the price of $32.50 is 238% above that value, and 71% of that value comes from beyond year five.
Leak Score 27/100 on 3 of 12 signals
| Metric | SAIA | SNDR |
|---|---|---|
| Verdict | Overvalued | Overvalued |
| Price | $348.38 | $32.50 |
| Intrinsic value | $174.70 | $9.61 |
| Margin of safety | -99% | -238% |
| Leak Score | 27/100 (3/12) | 27/100 (3/12) |
| Market cap | $9.3B | $5.7B |
| Revenue growth, 5 years | 12.2% | 4.5% |
| Operating margin | 10.8% | 3.1% |
| Net margin | 8.2% | 1.9% |
| Return on equity | 10.8% | 3.7% |
| Debt to equity | 0.10 | 0.13 |
| P/E | 33.6x | 51.2x |
| Forward P/E | 24.5x | 19.0x |
| P/B | 3.4x | 1.9x |
| Dividend yield | — | 1.2% |