Ryder System Inc (R) is fairly valued and U-Haul Holding Company (UHAL-B) is overvalued.
Both trade above our estimate of their intrinsic value. R is the closer of the two: -5%, against -889% for UHAL-B.
Values as of the 22 Sept 2026 close.
Discounting its cash flows at 7.8% (average of 3 methods) values the shares at $225.56; the price of $236.50 is 5% above that value, and 80% of that value comes from beyond year five.
Leak Score 14/100 on 3 of 12 signals
Discounting its cash flows at 8.3% (average of 2 methods) values the shares at $5.55; the price of $54.89 is 889% above that value, and 78% of that value comes from beyond year five.
Leak Score 0/100 on 3 of 12 signals
| Metric | R | UHAL-B |
|---|---|---|
| Verdict | Fairly valued | Overvalued |
| Price | $236.50 | $54.89 |
| Intrinsic value | $225.56 | $5.55 |
| Margin of safety | -5% | -889% |
| Leak Score | 14/100 (3/12) | 0/100 (3/12) |
| Market cap | $9.1B | $10.8B |
| Revenue growth, 5 years | 8.5% | 5.8% |
| Operating margin | 8.2% | 8.5% |
| Net margin | 3.8% | 0.5% |
| Return on equity | 16.6% | 0.4% |
| Debt to equity | 2.94 | 1.06 |
| P/E | 19.4x | 376.7x |
| Forward P/E | 13.3x | — |
| P/B | 3.1x | 1.4x |
| Dividend yield | 1.5% | 0.4% |