Jackson Financial Inc (JXN) is overvalued and Unum Group (UNM) is overvalued.
Both trade above our estimate of their intrinsic value. UNM is the closer of the two: -65%, against -227% for JXN.
Values as of the 22 Sept 2026 close.
Book value at 0.50x, the multiple a 1.0% return on equity justifies, blended with earnings, values the shares at $39.68; the price of $129.57 is 227% above that value.
Leak Score 0/100 on 3 of 12 signals
Book value at 0.78x, the multiple a 6.3% return on equity justifies, blended with earnings, values the shares at $56.68; the price of $93.32 is 65% above that value.
Leak Score 27/100 on 3 of 12 signals
| Metric | JXN | UNM |
|---|---|---|
| Verdict | Overvalued | Overvalued |
| Price | $129.57 | $93.32 |
| Intrinsic value | $39.68 | $56.68 |
| Margin of safety | -227% | -65% |
| Leak Score | 0/100 (3/12) | 27/100 (3/12) |
| Market cap | $8.8B | $14.8B |
| Revenue growth, 5 years | 15.8% | -0.2% |
| Operating margin | 1.3% | 8.7% |
| Net margin | 0.9% | 5.3% |
| Return on equity | 1.0% | 6.3% |
| Debt to equity | 0.28 | 0.35 |
| P/E | 178.0x | 21.8x |
| Forward P/E | 4.1x | 9.9x |
| P/B | 0.9x | 1.4x |
| Dividend yield | 2.8% | 2.1% |