Jackson Financial Inc vs Prudential Financial Inc

Jackson Financial Inc (JXN) is overvalued and Prudential Financial Inc (PRU) is slightly undervalued.

Against our estimates of intrinsic value, PRU trades at the wider discount: a margin of safety of +19%, against -227% for JXN.

Values as of the 22 Sept 2026 close.

Jackson Financial Inc (JXN)

Book value at 0.50x, the multiple a 1.0% return on equity justifies, blended with earnings, values the shares at $39.68; the price of $129.57 is 227% above that value.

Leak Score 0/100 on 3 of 12 signals

Prudential Financial Inc (PRU)

Book value at 1.49x, the multiple a 12.6% return on equity justifies, blended with earnings, values the shares at $145.56; the price of $117.66 is 19% below that value.

Leak Score 43/100 on 8 of 12 signals

MetricJXNPRU
VerdictOvervaluedSlightly undervalued
Price$129.57$117.66
Intrinsic value$39.68$145.56
Margin of safety-227%+19%
Leak Score0/100 (3/12)43/100 (8/12)
Market cap$8.8B$40.6B
Revenue growth, 5 years15.8%1.3%
Operating margin1.3%7.6%
Net margin0.9%6.0%
Return on equity1.0%12.6%
Debt to equity0.281.10
P/E178.0x10.7x
Forward P/E4.1x7.9x
P/B0.9x1.3x
Dividend yield2.8%4.8%

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