HNI Corp (HNI) is overvalued and Interface Inc (TILE) is slightly overvalued.
Both trade above our estimate of their intrinsic value. TILE is the closer of the two: -8%, against -218% for HNI.
Values as of the 22 Sept 2026 close.
Discounting its cash flows at 8.3% (average of 3 methods) values the shares at $15.01; the price of $47.79 is 218% above that value, and 79% of that value comes from beyond year five.
Leak Score 0/100 on 2 of 12 signals
Discounting its cash flows at 12.8% (average of 3 methods) values the shares at $32.51; the price of $35.23 is 8% above that value, and 64% of that value comes from beyond year five.
Leak Score 57/100 on 10 of 12 signals
| Metric | HNI | TILE |
|---|---|---|
| Verdict | Overvalued | Slightly overvalued |
| Price | $47.79 | $35.23 |
| Intrinsic value | $15.01 | $32.51 |
| Margin of safety | -218% | -8% |
| Leak Score | 0/100 (2/12) | 57/100 (10/12) |
| Market cap | $3.4B | $2.0B |
| Revenue growth, 5 years | 7.7% | 4.7% |
| Operating margin | 5.6% | 12.3% |
| Net margin | 0.1% | 10.1% |
| Return on equity | 0.3% | 23.2% |
| Debt to equity | 0.91 | 0.43 |
| P/E | 434.1x | 14.2x |
| Forward P/E | 9.9x | 14.6x |
| P/B | 1.9x | 3.0x |
| Dividend yield | 3.1% | 0.3% |