GATX Corp (GATX) is fairly valued and U-Haul Holding Company (UHAL-B) is overvalued.
Against our estimates of intrinsic value, GATX trades at the wider discount: a margin of safety of +2%, against -889% for UHAL-B.
Values as of the 22 Sept 2026 close.
Discounting its cash flows at 7.1% values the shares at $187.40; the price of $183.01 is 2% below that value, and 83% of that value comes from beyond year five.
Leak Score 0/100 on 3 of 12 signals
Discounting its cash flows at 8.3% (average of 2 methods) values the shares at $5.55; the price of $54.89 is 889% above that value, and 78% of that value comes from beyond year five.
Leak Score 0/100 on 3 of 12 signals
| Metric | GATX | UHAL-B |
|---|---|---|
| Verdict | Fairly valued | Overvalued |
| Price | $183.01 | $54.89 |
| Intrinsic value | $187.40 | $5.55 |
| Margin of safety | +2% | -889% |
| Leak Score | 0/100 (3/12) | 0/100 (3/12) |
| Market cap | $6.5B | $10.8B |
| Revenue growth, 5 years | 7.5% | 5.8% |
| Operating margin | 29.0% | 8.5% |
| Net margin | 17.6% | 0.5% |
| Return on equity | 13.3% | 0.4% |
| Debt to equity | 4.48 | 1.06 |
| P/E | 18.1x | 376.7x |
| Forward P/E | 16.2x | — |
| P/B | 2.3x | 1.4x |
| Dividend yield | 1.4% | 0.4% |