Gap Inc vs Ross Stores Inc

Gap Inc (GAP) is undervalued and Ross Stores Inc (ROST) is overvalued.

Against our estimates of intrinsic value, GAP trades at the wider discount: a margin of safety of +49%, against -73% for ROST.

Values as of the 22 Sept 2026 close.

Gap Inc (GAP)

Discounting its cash flows at 10.1% (average of 3 methods) values the shares at $41.67; the price of $21.46 is 49% below that value, and 72% of that value comes from beyond year five.

Leak Score 100/100 on 3 of 12 signals

Ross Stores Inc (ROST)

Discounting its cash flows at 9.4% (average of 3 methods) values the shares at $134.75; the price of $232.51 is 73% above that value, and 75% of that value comes from beyond year five.

Leak Score 76/100 on 9 of 12 signals

MetricGAPROST
VerdictUndervaluedOvervalued
Price$21.46$232.51
Intrinsic value$41.67$134.75
Margin of safety+49%-73%
Leak Score100/100 (3/12)76/100 (9/12)
Market cap$7.5B$74.3B
Revenue growth, 5 years2.2%12.7%
Operating margin10.8%12.7%
Net margin8.1%10.8%
Return on equity33.8%42.6%
Debt to equity1.450.70
P/E6.4x28.1x
Forward P/E8.1x25.7x
P/B1.9x11.0x
Dividend yield3.2%0.8%

All stocks in Apparel Retail