Equifax Inc (EFX) is overvalued and Verisk Analytics Inc (VRSK) is slightly undervalued.
Against our estimates of intrinsic value, VRSK trades at the wider discount: a margin of safety of +8%, against -27% for EFX.
Values as of the 22 Sept 2026 close.
Discounting its cash flows at 9.7% (average of 3 methods) values the shares at $125.77; the price of $159.78 is 27% above that value, and 74% of that value comes from beyond year five.
Leak Score 50/100 on 10 of 12 signals
Discounting its cash flows at 8.8% (average of 3 methods) values the shares at $186.30; the price of $171.94 is 8% below that value, and 77% of that value comes from beyond year five.
Leak Score 64/100 on 9 of 12 signals
| Metric | EFX | VRSK |
|---|---|---|
| Verdict | Overvalued | Slightly undervalued |
| Price | $159.78 | $171.94 |
| Intrinsic value | $125.77 | $186.30 |
| Margin of safety | -27% | +8% |
| Leak Score | 50/100 (10/12) | 64/100 (9/12) |
| Market cap | $18.8B | $22.4B |
| Revenue growth, 5 years | 8.0% | 2.0% |
| Operating margin | 18.5% | 44.8% |
| Net margin | 10.7% | 28.2% |
| Return on equity | 14.6% | 444.1% |
| Debt to equity | 1.25 | — |
| P/E | 28.1x | 26.4x |
| Forward P/E | 15.7x | 19.8x |
| P/B | 4.3x | — |
| Dividend yield | 1.4% | 1.2% |