HF Sinclair Corp vs Phillips 66

HF Sinclair Corp (DINO) is undervalued and Phillips 66 (PSX) is overvalued.

Against our estimates of intrinsic value, DINO trades at the wider discount: a margin of safety of +57%, against -46% for PSX.

Values as of the 22 Sept 2026 close.

HF Sinclair Corp (DINO)

Discounting its cash flows at 8.4% (average of 3 methods) values the shares at $245.68; the price of $106.69 is 57% below that value, and 79% of that value comes from beyond year five.

Leak Score 100/100 on 3 of 12 signals

Phillips 66 (PSX)

Discounting its cash flows at 8.4% (average of 3 methods) values the shares at $175.90; the price of $256.78 is 46% above that value, and 77% of that value comes from beyond year five.

Leak Score 60/100 on 8 of 12 signals

MetricDINOPSX
VerdictUndervaluedOvervalued
Price$106.69$256.78
Intrinsic value$245.68$175.90
Margin of safety+57%-46%
Leak Score100/100 (3/12)60/100 (8/12)
Market cap$19.0B$102.5B
Revenue growth, 5 years19.1%15.7%
Operating margin8.6%5.9%
Net margin6.1%4.6%
Return on equity19.4%24.0%
Debt to equity0.320.65
P/E10.2x14.6x
Forward P/E9.1x10.1x
P/B1.8x3.3x
Dividend yield1.9%2.0%

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