CRH Plc (CRH) is undervalued and United States Lime & Minerals Inc (USLM) is fairly valued.
Against our estimates of intrinsic value, CRH trades at the wider discount: a margin of safety of +21%, against +3% for USLM.
Values as of the 22 Sept 2026 close.
Discounting its cash flows at 10.1% (average of 3 methods) values the shares at $112.05; the price of $88.04 is 21% below that value, and 72% of that value comes from beyond year five.
Leak Score 53/100 on 6 of 12 signals
Discounting its cash flows at 8.8% (average of 3 methods) values the shares at $117.56; the price of $113.78 is 3% below that value, and 78% of that value comes from beyond year five.
Leak Score 44/100 on 2 of 12 signals
| Metric | CRH | USLM |
|---|---|---|
| Verdict | Undervalued | Fairly valued |
| Price | $88.04 | $113.78 |
| Intrinsic value | $112.05 | $117.56 |
| Margin of safety | +21% | +3% |
| Leak Score | 53/100 (6/12) | 44/100 (2/12) |
| Market cap | $58.6B | $3.3B |
| Revenue growth, 5 years | 6.3% | 18.3% |
| Operating margin | 14.1% | 42.1% |
| Net margin | 9.9% | 35.7% |
| Return on equity | 16.4% | 21.4% |
| Debt to equity | 0.82 | 0.00 |
| P/E | 15.5x | 24.3x |
| Forward P/E | 13.4x | 20.0x |
| P/B | 2.3x | 4.7x |
| Dividend yield | 1.8% | 0.2% |