Berkshire Hathaway Inc (BRK-A) is slightly undervalued and Hartford Insurance Group Inc (HIG) is undervalued.
Against our estimates of intrinsic value, HIG trades at the wider discount: a margin of safety of +35%, against +11% for BRK-A.
Values as of the 22 Sept 2026 close.
Book value at 1.64x, the multiple a 12.1% return on equity justifies, blended with earnings, values the shares at $845738.46; the price of $755649.12 is 11% below that value.
Leak Score 55/100 on 10 of 12 signals
Book value at 2.50x, the multiple a 21.8% return on equity justifies, blended with earnings, values the shares at $197.10; the price of $128.73 is 35% below that value.
Leak Score 79/100 on 10 of 12 signals
| Metric | BRK-A | HIG |
|---|---|---|
| Verdict | Slightly undervalued | Undervalued |
| Price | $755649.12 | $128.73 |
| Intrinsic value | $845738.46 | $197.10 |
| Margin of safety | +11% | +35% |
| Leak Score | 55/100 (10/12) | 79/100 (10/12) |
| Market cap | $970.4B | $34.9B |
| Revenue growth, 5 years | 8.6% | 6.7% |
| Operating margin | 16.3% | 18.0% |
| Net margin | 22.3% | 14.9% |
| Return on equity | 12.1% | 21.8% |
| Debt to equity | 0.17 | 0.22 |
| P/E | 12.7x | 8.3x |
| Forward P/E | 22.7x | 9.4x |
| P/B | 1.4x | 1.8x |
| Dividend yield | — | 1.9% |