Brookfield Wealth Solutions Ltd (BNT) is overvalued and Hartford Insurance Group Inc (HIG) is undervalued.
Against our estimates of intrinsic value, HIG trades at the wider discount: a margin of safety of +35%, against -28% for BNT.
Values as of the 22 Sept 2026 close.
Book value at 0.50x, the multiple a 0.7% return on equity justifies, blended with earnings, values the shares at $29.45; the price of $37.83 is 28% above that value.
Leak Score 14/100 on 3 of 12 signals
Book value at 2.50x, the multiple a 21.8% return on equity justifies, blended with earnings, values the shares at $197.10; the price of $128.73 is 35% below that value.
Leak Score 79/100 on 10 of 12 signals
| Metric | BNT | HIG |
|---|---|---|
| Verdict | Overvalued | Undervalued |
| Price | $37.83 | $128.73 |
| Intrinsic value | $29.45 | $197.10 |
| Margin of safety | -28% | +35% |
| Leak Score | 14/100 (3/12) | 79/100 (10/12) |
| Market cap | $11.2B | $34.9B |
| Revenue growth, 5 years | 86.6% | 6.7% |
| Operating margin | 6.0% | 18.0% |
| Net margin | 0.9% | 14.9% |
| Return on equity | 0.7% | 21.8% |
| Debt to equity | 0.33 | 0.22 |
| P/E | — | 8.3x |
| Forward P/E | — | 9.4x |
| P/B | 0.6x | 1.8x |
| Dividend yield | — | 1.9% |