Ameriprise Financial Inc (AMP) is undervalued and Blackrock Inc (BLK) is overvalued.
Against our estimates of intrinsic value, AMP trades at the wider discount: a margin of safety of +45%, against -46% for BLK.
Values as of the 22 Sept 2026 close.
Discounting its cash flows at 10.2% (average of 3 methods) values the shares at $927.60; the price of $512.37 is 45% below that value, and 72% of that value comes from beyond year five.
Leak Score 96/100 on 9 of 12 signals
Discounting its cash flows at 11.0% (average of 3 methods) values the shares at $729.27; the price of $1066.66 is 46% above that value, and 70% of that value comes from beyond year five.
Leak Score 24/100 on 5 of 12 signals
| Metric | AMP | BLK |
|---|---|---|
| Verdict | Undervalued | Overvalued |
| Price | $512.37 | $1066.66 |
| Intrinsic value | $927.60 | $729.27 |
| Margin of safety | +45% | -46% |
| Leak Score | 96/100 (9/12) | 24/100 (5/12) |
| Market cap | $45.3B | $173.3B |
| Revenue growth, 5 years | 9.5% | 8.0% |
| Operating margin | 27.1% | 34.0% |
| Net margin | 19.9% | 23.8% |
| Return on equity | 63.4% | 12.3% |
| Debt to equity | 1.03 | 0.26 |
| P/E | 12.4x | 26.5x |
| Forward P/E | 9.9x | 16.6x |
| P/B | 7.1x | 3.0x |
| Dividend yield | 1.3% | 2.1% |