Repay Holdings Corp (RPAY)

NASD · Technology · Software - Infrastructure · USA

Repay Holdings Corp is a small cap company (market value between $300 million and $2 billion) in the Software - Infrastructure industry.

Repay Holdings Corp provides integrated payment processing technology to specialized market segments including consumer lending, vehicle financing, debt collection, and enterprise transactions. Operating through Consumer Payments and Business Payments divisions, the company offers card processing, ACH transfers, accounts payable automation, and clearing services via direct sales and software partnerships.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Repay Holdings Corp stock.

Our verdict on RPAY

Slightly undervalued: intrinsic value $4.54 per share, market price $4.15, margin of safety 8.5% (as of 2026-10-19).

A 1.6x revenue multiple, discounted for its losses, values the shares at $4.54; the price of $4.15 is 9% below that value.

Leak Score: 29/100 on 9 of 12 signals (On Watch).

ETFs with the most weight in RPAY

17 more funds hold it; the full list is part of the paid plan.

More on RPAY

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24 more in this industry show a wider margin of safety.

Is RPAY undervalued or overvalued?

RPAY is slightly undervalued (as of the 2026-10-19 close). A 1.6x revenue multiple, discounted for its losses, values the shares at $4.54; the price of $4.15 is 9% below that value.

What is the intrinsic value of RPAY?

$4.54 per share (as of the 2026-10-19 close), against a market price of $4.15. That is a margin of safety of 8.5%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Repay Holdings Corp's Leak Score?

29 out of 100, which we rate "On Watch", on 9 of 12 value investing signals.