NYSE · Technology · Software - Application · USA
Q2 Holdings Inc is a mid cap company (market value between $2 billion and $10 billion) in the Software - Application industry.
Q2 Holdings provides cloud-based digital solutions to financial institutions, FinTechs and alternative finance companies. Its software platform enables digital banking, lending, risk management, fraud detection and compliance capabilities tailored to the financial services industry. The company serves retail, small to medium business and commercial customers through subscription and usage-based pricing models.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Q2 Holdings Inc stock.
Overvalued: intrinsic value $29.48 per share, market price $62.22, margin of safety -111.0% (as of 2026-10-19).
Discounting its cash flows at 11.0% (average of 3 methods) values the shares at $29.48; the price of $62.22 is 111% above that value, and 70% of that value comes from beyond year five.
Leak Score: 50/100 on 12 of 12 signals (Weak Signal).
17 more funds hold it; the full list is part of the paid plan.
All 227 Software - Application stocks
79 more in this industry show a wider margin of safety.
QTWO is overvalued (as of the 2026-10-19 close). Discounting its cash flows at 11.0% (average of 3 methods) values the shares at $29.48; the price of $62.22 is 111% above that value, and 70% of that value comes from beyond year five.
$29.48 per share (as of the 2026-10-19 close), against a market price of $62.22. That is a margin of safety of -111.0%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
50 out of 100, which we rate "Weak Signal", on 12 of 12 value investing signals.