NYSE · Financial · Insurance - Life · USA
Primerica Inc is a mid cap company (market value between $2 billion and $10 billion) in the Insurance - Life industry.
Primerica Inc. serves middle-income consumers across the United States and Canada by offering life insurance coverage and distributing mutual funds, annuities, and managed investments. The company operates through a large network of independent licensed sales representatives who work directly with clients. It organizes its business into three segments covering insurance, investment products, and other distributed offerings.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Primerica Inc stock.
Fairly valued: intrinsic value $276.43 per share, market price $284.66, margin of safety -3.0% (as of 2026-10-20).
Book value at 2.50x, the multiple a 32.9% return on equity justifies, blended with earnings, values the shares at $276.43; the price of $284.66 is 3% above that value.
Leak Score: 68/100 on 9 of 12 signals (Faint Leak).
17 more funds hold it; the full list is part of the paid plan.
All 18 Insurance - Life stocks
2 more in this industry show a wider margin of safety.
PRI is fairly valued (as of the 2026-10-20 close). Book value at 2.50x, the multiple a 32.9% return on equity justifies, blended with earnings, values the shares at $276.43; the price of $284.66 is 3% above that value.
$276.43 per share (as of the 2026-10-20 close), against a market price of $284.66. That is a margin of safety of -3.0%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
68 out of 100, which we rate "Faint Leak", on 9 of 12 value investing signals.