Fair Isaac Corp (FICO)

NYSE · Technology · Software - Application · USA

Fair Isaac Corp is a large cap company (market value between $10 billion and $200 billion) in the Software - Application industry.

Fair Isaac Corp is a global analytics software company providing predictive scoring solutions and decision management software to businesses worldwide. Operating through Scores and Software segments, the company offers credit risk assessment tools including the FICO Score, plus analytics and decisioning solutions for customer engagement and fraud detection. Its customers include banks, credit card issuers, insurers, and retailers.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Fair Isaac Corp stock.

Our verdict on FICO

Slightly undervalued: intrinsic value $947.05 per share, market price $781.07, margin of safety 17.5% (as of 2026-10-19).

A 9.6x revenue multiple, adjusted for growth and margin, values the shares at $947.05; the price of $781.07 is 18% below that value.

Leak Score: 81/100 on 10 of 12 signals (Strong Leak).

ETFs with the most weight in FICO

17 more funds hold it; the full list is part of the paid plan.

More on FICO

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Peers in Software - Application

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Cheaper than FICO in Software - Application

44 more in this industry show a wider margin of safety.

Is FICO undervalued or overvalued?

FICO is slightly undervalued (as of the 2026-10-19 close). A 9.6x revenue multiple, adjusted for growth and margin, values the shares at $947.05; the price of $781.07 is 18% below that value.

What is the intrinsic value of FICO?

$947.05 per share (as of the 2026-10-19 close), against a market price of $781.07. That is a margin of safety of 17.5%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Fair Isaac Corp's Leak Score?

81 out of 100, which we rate "Strong Leak", on 10 of 12 value investing signals.