NASD · Technology · Software - Application · USA
Dave Inc is a mid cap company (market value between $2 billion and $10 billion) in the Software - Application industry.
Dave Inc. is a neobank providing banking and credit services through a mobile application to underserved consumers. The company offers ExtraCash, a short-term overdraft product, along with fee-free checking accounts and financial management tools. Dave uses proprietary artificial intelligence technology to evaluate members' cash flow and make instant credit decisions.
From its FY2025 annual report (Form 10-K)
Intrinsic value, DCF valuation, financial health and value investing analysis for the Dave Inc stock.
Undervalued: intrinsic value $635.84 per share, market price $359.46, margin of safety 43.5% (as of 2026-10-19).
A 12.5x revenue multiple, adjusted for growth and margin, values the shares at $635.84; the price of $359.46 is 43% below that value.
Leak Score: 100/100 on 8 of 12 signals (Major Leak).
17 more funds hold it; the full list is part of the paid plan.
All 227 Software - Application stocks
27 more in this industry show a wider margin of safety.
DAVE is undervalued (as of the 2026-10-19 close). A 12.5x revenue multiple, adjusted for growth and margin, values the shares at $635.84; the price of $359.46 is 43% below that value.
$635.84 per share (as of the 2026-10-19 close), against a market price of $359.46. That is a margin of safety of 43.5%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.
100 out of 100, which we rate "Major Leak", on 8 of 12 value investing signals.