Brighthouse Financial Inc (BHF)

NASD · Financial · Insurance - Life · USA

Brighthouse Financial Inc is a mid cap company (market value between $2 billion and $10 billion) in the Insurance - Life industry.

Brighthouse Financial operates as a major supplier of retirement income contracts and life coverage in the U.S. through insurance subsidiaries. The company distributes variable, fixed, index-linked and income annuities alongside life policies via independent agents and marketing partnerships. Its offerings provide tax-deferred savings, guaranteed income and wealth transfer options.

From its FY2025 annual report (Form 10-K)

Intrinsic value, DCF valuation, financial health and value investing analysis for the Brighthouse Financial Inc stock.

Our verdict on BHF

Undervalued: intrinsic value $183.58 per share, market price $47.60, margin of safety 74.1% (as of 2026-10-19).

Book value at 1.68x, the multiple a 13.6% return on equity justifies, blended with earnings, values the shares at $183.58; the price of $47.60 is 74% below that value.

Leak Score: 61/100 on 10 of 12 signals (Faint Leak).

ETFs with the most weight in BHF

17 more funds hold it; the full list is part of the paid plan.

More on BHF

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Peers in Insurance - Life

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Is BHF undervalued or overvalued?

BHF is undervalued (as of the 2026-10-19 close). Book value at 1.68x, the multiple a 13.6% return on equity justifies, blended with earnings, values the shares at $183.58; the price of $47.60 is 74% below that value.

What is the intrinsic value of BHF?

$183.58 per share (as of the 2026-10-19 close), against a market price of $47.60. That is a margin of safety of 74.1%. The value is the average of the valuation methods that apply to this company, recomputed every night after the US close.

What is Brighthouse Financial Inc's Leak Score?

61 out of 100, which we rate "Faint Leak", on 10 of 12 value investing signals.